Empower your dreams with our flexible loan options!

Individuals, micro-enterprises and SMEs in Malawi are eligible. While the specific terms may vary by product, typical criteria may include:

• Being a resident and operating in Malawi.

• Demonstrating regular income or business revenue.

• Providing required documentation (identity, business registration, etc.).

• Satisfying the firm’s credit or underwriting requirements, including collateral or security in some cases for larger loans.
  It is recommended you contact Fast Kwacha directly to check the exact eligibility for the specific loan product you are interested in.

The process typically involves:

• Submitting an application form (online or in-person) with required details.

• Fast Kwacha reviewing your business/financial data, credit score and documentation.

• Approval decision and documentation of terms.

• Disbursement of funds when conditions are met.
  Because Fast Kwacha emphasises innovation and digital services, the process is designed to be efficient. However, timing will depend on the loan size, complexity of underwriting, and completeness of your submission.

Repayment terms vary depending on the type of loan (individual vs SME, short-term vs trade finance). Key points include:

• You will receive a schedule showing loan amount, interest rate, repayment dates or instalments.

• Missed payments may lead to additional fees, interest or impact your credit rating through the credit-rating service.

• It is advisable to contact Fast Kwacha immediately if you anticipate difficulty in payment to discuss possible restructuring or other arrangements.
  For precise terms (interest rate, tenure, penalties), refer to the product terms or speak directly with Fast Kwacha.

Fast Kwacha emphasises three core values in its operations: Innovation, Inclusion and Impact. Fast Kwacha
As such, they strive to:

• Provide clear terms and conditions for all products.

• Use data-driven credit risk analysis to enable access for individuals and SMEs who might be underserved by traditional finance.

• Support clients not only with finance, but also with growth-oriented advisory and digital tools.
  You should always ask for the full loan agreement, understand all fees and ensure you are comfortable with the commitments before proceeding.

You can reach Fast Kwacha using the following contact details:

• Phone: +265 887 052 770

• Email: info@fastkwacha.com

• Office Address: ADL House, City Centre, Lilongwe, Malawi
  For specific service lines (loan applications, SME financing, digital payments), please visit their website or speak directly with a representative for current hours and location availability.